Living in Retirement

Ah… the day you retire! For many that is the realization of what they’ve been looking forward to for a long time. Sleeping in … no schedules to keep … enjoying hobbies… volunteer work… traveling… pursing their bucket list… and so on.

Yet how many people actually realize these things when they retire, if they ever do?  And what about the “what-ifs” of life that don’t stop simply because you’re not working anymore. There are so many things to consider in preparing yourself for retirement. The choices seem almost endless and for many, overwhelming.

RETIREMENT PREPARATION IS NOT FOR SISSIES … you need answers to the hard questions

Where will the money come from? Social Security, personal savings, investments…?

If you plan to retire, or retire early, how much income will you need? For how long?

Lifestyle – after you retire what will you do? For many, actual retirement does not match the vision they had in mind. Will you continue to work (because you love what you do, or because you must)?

Do you have a prepared will, estate plan, power of attorney, life insurance? What will happen to the loved ones you leave behind?

This is not meant to be an inclusive list, but rather to help you start coming up with some answers. It’s all about asking the right questions and getting the answers you need.

At Tonka Financial, we believe that a plan is a type of guessing. To accommodate the “what-ifs” of life the plan must be flexible without losing sight of the desired end-result.

We use this belief to help you plan your retirement, while empowering you to make informed decisions, as we advise you. In short to help you determine What are the right choices for YOU?… and helping you get there!