Short Term Medical Short Term Medical- Fill the Gaps Link to Online Quoting and Enrollment Below!These plans are not compliant with the Affordable Care Act and are not a substitute for an annual plan. Please talk with your agent if you have additional questions.Find the Best Temporary Health Insurance OptionTemporary health insurance is a perfect solution for individuals needing insurance in the short term, whether they are uninsured, unemployed, self-employed or just need an affordable insurance product that fits their monthly budget. Compare plans and pricing, and find the best option.SHORT-TERM MEDICAL EXPENSE (STM)These products are not qualifying health coverage (“Minimum Essential Coverage”) that satisfies the health coverage requirement of the Affordable Care Act. If you don't have Minimum Essential Coverage, you may owe an additional payment with your taxes. The termination or loss of this policy does not entitle you to a special enrollment period to purchase a health benefit plan that qualifies as minimum essential coverage outside of an open enrollment period. These products may include a pre-existing condition exclusion provision. Click Here to be Redirected to IHC's Short Quoting Tool! Have a Question? Name Email Phone Question Thank you! Oops! Use the following form before February 28th, 2018 and for renewal thereafter. Talk with your agent or our office for more details. The website links listed here are being provided strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.